Small-Company Creditor
Assessments — Independent Financial Reviews

Sector: Various · Type: Creditor Advisory · Status: Completed · Two Engagements

The challenge. In two separate situations, creditors of small companies needed independent financial assessments. In both cases, the creditors lacked confidence in the financial information available to them and needed an objective view of whether the companies could meet their obligations — and what recovery prospects looked like if they could not.

What Equiton did. Equiton conducted independent reviews of the companies’ financial positions, analysing liquidity, debt service capacity, asset coverage, and the realism of any forward projections provided by management. The team’s assessments were structured to give creditors a factual, unsentimental view of each company’s financial condition.

The result. In both cases, creditors received a clear-eyed assessment of financial risks and recovery scenarios, enabling them to make informed decisions about whether to extend terms, enforce claims, or negotiate restructured arrangements.